Manager - Credit
Malé / K. Atoll
jobs / Accounting & Finance
Posted 13 hours ago
We are looking for enthusiastic & experienced individuals to join our team !
Key Responsibilities
- Forecasts impact of achievement of incentives and other programs for Credit Division.
- Plan and oversee consolidated budgets and long-range plans for Credit division.
- Lead the preparation of annual budgets and periodic forecasts relating to Credit Division.
- Analyzes impact of external and internal factors on the business portfolio and progress towards financial goals.
- Provides high level performance “dashboard” quality reports to executive team and Board of Directors review
- Leads group completion of financial review templates and meetings.
- Analyzes and reports on key drivers of corporate finance portfolio business and company performance, including monthly and quarterly results and variance analysis.
- Analyzes actual results to understand variances, revise projections as appropriate.
- Analyzes projections with respect to various operating strategies, shareholder value measures, and other metrics or objectives.
- Analyzes financial and operational data, draws conclusions and presents recommendations on decisions and actions.
- Performs sensitivity, scenario and what-if analysis as well as analyzes the financial impact of changes in business and new business opportunities/acquisitions.
- Conducts extensive research and industry analysis performance to explore opportunities to grow business.
- Ensure adequacy of risk analysis and mitigations on Credit proposals
- Ensure due diligence and documentation compliance prior to disbursement of loans
- Develops models and methods to analyze volume and margin trends to develop both short and medium-term forecasts.
- Leads various analyses including, but not limited, to ROI/NPV/IRR in relation of financing proposals received to the division
- Overseeing management of overdue collecting payments from the individuals or businesses responsible for the debt.
- Managing the operations of recoveries and collections of loans and lease facilities, leading the team to reach targets
- Identifying on all delinquent accounts that require legal proceedings on a regular basis.
- Creating and implementing a strategy to improve the collection of outstanding credit.
- Provide guidance and training to Credit team of analysts who are assigned business unit targets, including compiling and analyzing all financial information and preparing proposals for consideration by the respective delegated approving authority.
- Provides training and opportunity to up-skill the finance/operational teams as assigned
- Creates a culture of openness, effective challenge and inquiry among the Corporate Finance team and the broader company team members.
- Adheres to all applicable policies and procedures of MFLC in carrying out the employee conduct and work.
- Succession planning for Division.
Qualifications
- Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or a related field.
- Minimum 5 years' experience in credit analysis, lending, or risk management within a financial institution.
- Supervisory experience will be an added advantage.
- Strong analytical, leadership, communication, and report writing skills
Salary
Negotiable
Submission Deadline
30th July 2026, 12:00pm
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